Many think of money as wealth. We believe that in and of itself, money has no value except that it can be exchanged for goods having some utility in the sense that those goods can help produce further goods or services. Money itself is a good we can use to purchase real wealth such as a stream of income, precious metals or crude oil and anything in between. The most valuable form of wealth is the ownership of the capital of a venture with the capacity to generate further wealth. For example, stock ownership in a company that has the ability to increase the value of its equity via its sales and growth.
Many times, we will maintain a cash or cash equivalent in a portfolio that is larger than the norm. This approach allows us to take advantage of opportunities as they arise. We view the stewardship of wealth as marathon rather than a sprint, and therefore, we manage our client’s investments to enable them to finish the race strong.
Our combined experience and expertise has taught us that a customized portfolio that is anchored on hard assets, realistic expectations, properly hedged and with global understanding grounded not on ephemeral bandwagons but rather on mechanisms of wealth creation, is the fundamental cornerstone of serving the needs of our clients.
A strong financial plan includes ongoing evaluation of the tax implications resulting from your financial decisions and can reduce, defer or eliminate taxes. In creating a tax-efficient investment strategy our consultants will find the best option for you.